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Permisso

About us

Financial services are moving fast towards full digitalization. One of the most important catalysts for that has been fintech enablers and infrastructure. Consumers can now compare, apply and subscribe to a full set of financial services online including legacy products such as insurances, loans, car rentings, or even mortgages. Easiness, user experience and velocity in every step of the process is crucial in order to remove friction points to make those products fully digital. Access to relevant, accurate and actionable data from applicants at speed is the pillar to meet both consumers and financial services needs.

At Permisso we are building the rails to collect, process and share financial, employment and other relevant data in real-time, securely and automatically directly from third parties’ products.

Our smart open data solution combines a robust yet simple API with a suite of low-code and no-code tools to help our customers (the new wave of fintechs, proptechs, insurtechs, tax management companies in Europe) collect and digest the necessary data from their users within their apps, communication channels and operations.

Founded by 3 experienced entrepreneurs in fintech and digital banking, and backed by top-notch national and international investors (including JME, Draper B1, Notion Capital and serial fintech entrepreneurs), Permisso aims to create a new business standard for financial services, much more transparent, fair and closer to the end-user.

Because shaking an entire industry is not an easy task, the company encourages ownership, innovation and creativity to foster incremental and lateral thinking in order to solve complex and high-impact problems.

Cool things about

Permisso (antes Bankflip) es una startup española fundada en 2021 por Álvaro Mancilla, Honorio Marín y Gabriel Esteban, centrada en llevar la digitalización financiera al siguiente nivel mediante flujos 100% automatizados y digitales que mejoran los tiempos de conversión y reducen drásticamente los costes operativos. Ha desarrollado tecnología de extracción de datos en tiempo real desde las sedes electrónicas de la administración pública mediante un modelo basado en permisos (la entidad acepta el permiso de extracción), pensada para el sector financiero (préstamos, banca, seguros y gestión fiscal).

Some numbers

2021

Fundación